Home Mortgage: Affordable home loans
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Affordable home loans
Think you can't qualify for a home loan? Think again.
For years, 30-year fixed rate loans ruled the home buying roost. But many of us simply can't afford the standard 20% down payment anymore. Thankfully, this is no longer required. You now have many more financial options:
* Zero Down: Allows you to skip
saving for a down payment while retaining more cash for your
house.
* No PMI: Have less than 20% but don't
want to pay Private Mortgage Insurance? This home loan may be for
you.
* One-month PayOption ARM: Allows four
flexible payments each month — minimum, interest-only, and 15-year or
30-year amortization.
* Fixed Rate ARM: Offers
lower fixed rate periods from 6 months up to 10 years.
*
Interest-Only: Pay as much — or as little — of your loan's principal each
month as you like; it offers great flexibility for those with inconsistent
cash flow.
As
you can see, there's a home loan out there to fit just about every shape
and size. Apply today and see what's best for you.
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